PTE Reading: Fill in the Blanks (Drag and Drop) – Complete Guide

PTE Reading: Fill in the Blanks (Drag and Drop) – Complete Guide

What Is This Question Type?

Reading: Fill in the Blanks (Drag and Drop) is a Reading section task where you see a short passage of up to 80 words with several blanks. Below the passage is a blue word bank containing more words than there are blanks. You must drag the correct word from the bank into each gap.

Critical distinction: There are two "Fill in the Blanks" tasks in PTE. This guide covers the Drag and Drop version (Reading only). The other version uses dropdown menus (Reading & Writing). Don't confuse them.

Feature	Drag & Drop (This Guide)	Dropdown
Interface	Drag from word bank	Select from dropdown
Reading weight	20%	25%
Writing impact	No	Yes (minor)
Negative marking	No	No
Extra words?	Yes – word bank has extras	No – each blank has 4–5 options
Passage length	Up to 80 words	Up to 300 words

Number of Questions & Time

Aspect	Details
Number in Exam	4–5 questions
Time Allocation	Part of the overall Reading section time (23–30 minutes)
Recommended Time	1.0–1.5 minutes per passage
Score Contribution	20% of Reading score

The Reading section is a self-paced block. You control how long you spend on each question. Spending too long here takes time away from higher-value tasks like the Dropdown Fill in the Blanks (worth 25% of Reading).

Scoring Rules

Aspect	Details
Points per blank	1 point for each correctly placed word
Negative marking	None – wrong answers earn 0 for that blank
Word bank	More words than blanks – typically 2–3 distractors

Key implication: Since there is no penalty for wrong answers, always fill every blank, even if you must guess. Never leave a gap empty.

Useful Tips & Strategies

The 4-Step System for Every Blank

Step 1: Read the Full Passage First (30–45 seconds)

Before dragging anything, read the entire passage to understand the topic and how ideas connect. The right word for each blank depends on the meaning of the sentence around it. A quick full read makes every blank easier to fill correctly.

Step 2: Identify the Part of Speech Before Looking at the Word Bank

Before opening the word bank, ask: "What type of word goes here?"

• Is it a noun? (subject or object)
• Is it a verb? (the action in the clause)
• Is it an adjective? (describing a noun)
• Is it an adverb? (modifying a verb or adjective)

Many word banks include words from different word families (e.g., "define," "definition," "definitive"). Knowing what part of speech you need instantly eliminates 2–3 options.

Step 3: Use Collocations and Context

Certain words always appear together in English. These are called collocations and they're one of the most reliable ways to spot the right answer:

• "make a decision" (not "do a decision")
• "restore energy" (not "repair energy")
• "profound consequences"
• "keen interest"
• "ten times the cost" (not "ten times the expense")

If two options seem grammatically identical, check which one collocates naturally with the surrounding words.

Step 4: Work Through Easy Blanks First

Don't spend 3 minutes on one uncertain blank while 4 easy blanks remain. Place the words you're confident about first. Each correctly placed word removes options from the pool and constrains the remaining blanks. Save the two hardest blanks for last—the distractors will be more obvious once only a few chips remain.

Additional Strategies

5. Look at Both Sides of the Blank

Don't just look at the word before the blank. Look at the word after it too. Some words require specific prepositions or grammatical structures that follow them. Something might look correct on the left side but fail completely on the right.

6. Check Grammar Rules

• After "crucial to" → need a verb (e.g., "prioritize")
• After "profound" → need a noun (e.g., "consequences")
• After "has/have/had" → need a past participle (V3)
• After "an" → the answer must start with a vowel sound
• Between article + noun → likely an adjective

7. Use the Drag-Bank UI to Your Advantage

The drag-bank UI lets you drag chips back to the pool, so don't over-commit on your first pass. You can also drag words between blanks if you change your mind.

How to Find Answers from the Passage

Step-by-Step Method

Step	Action
1	Skim the full passage – Understand the general topic and tone before touching any blank
2	Identify the grammatical requirement – What part of speech is needed in each blank?
3	Eliminate impossible options – Remove any words that are grammatically wrong (wrong tense, wrong word class)
4	Check collocations – Which option naturally pairs with the words immediately around it?
5	Verify meaning in context – Does the word make logical sense given the passage's overall argument?
6	Select and move on – Don't second-guess. Trust your analysis and proceed

Common Distractor Patterns

Trap Type	How to Spot It
Wrong word form	Options include different parts of speech (noun/verb/adjective) – eliminate those that don't fit grammatically
Collocation trap	Two options are grammatically correct but only one collocates naturally with surrounding words
Meaning trap	Word fits grammatically but doesn't fit the passage's logical flow or tone
Similar-sounding trap	Words that sound alike but have different meanings
Tense trap	Options with different verb tenses – check time markers in the sentence
Same word reused	A word already used in the passage may appear in the bank as a distractor (e.g., "height" already used in the sentence)

Sample Passages with Questions & Answers

Each sample includes a passage with blanks, a word bank, the correct answer in random order (like D, B, A), and detailed reasoning.

Sample 1: Sleep and Brain Function

Passage:

When individuals do not get adequate rest, their ability to concentrate and process information is significantly (1). To ensure the brain functions efficiently, it is crucial to (2) a consistent sleep schedule. Consequently, neglecting sleep can have profound (3)______ on overall well-being. Experts recommend that adults aim for between seven and nine hours of quality sleep each night to fully (4)______ their energy levels.

Word Bank:

compromised, ignore, prioritize, maintained, consequences, restore, deplete, enhanced, origins

Correct Answers: 1compromised, 2prioritize, 3consequences, 4restore

Reasoning:

• Blank 1: D (compromised) = Grammar + Meaning → The blank follows "is significantly" and needs a past participle describing the weakened state. "Compromised" means weakened or damaged. "Maintained" and "enhanced" are positive and contradict the negative context.
• Blank 2: B (prioritize) = Grammar → After "crucial to" (infinitive marker), a base verb is needed. "Prioritize" fits grammatically. "Ignore" is negative and contradicts the recommendation.
• Blank 3: A (consequences) = Grammar + Collocation → After "profound" (adjective), a noun is needed. "Profound consequences" is a standard collocation. "Origins" does not collocate with "profound".
• Blank 4: C (restore) = Collocation → "Restore energy levels" is a standard phrase. "Deplete" means the opposite (to use up), and "ignore" does not collocate with "energy levels".

Sample 2: Shakespeare's Legacy

Passage:

Shakespeare is often considered the greatest writer in the English language. His plays and sonnets have been (1)______ for centuries. Despite being written hundreds of years ago, his works remain (2)______ today due to their exploration of universal themes like love, power, and jealousy.

Word Bank:

relevant, criticized, admired, ignored

Correct Answers: 1admired, 2- relevant

Reasoning:

• Blank 1: C (admired) = Grammar + Meaning → The blank follows "have been" and needs a past participle. "Admired" fits the positive context of Shakespeare's reputation. "Criticized" and "ignored" contradict the celebratory tone.
• Blank 2: A (relevant) = Grammar + Meaning → The blank follows "remain" and needs an adjective. "Relevant" fits the idea that his works still matter. "Criticized" and "ignored" are negative and contradict the passage's argument.

Sample 3: Tree Canopy Measurement

Passage:

Cities measure tree canopy from above, which means a street of mature planes can (1)______ higher cover than a park of the same footprint. Aerial imagery is cheap and repeatable but systematically (2)______ narrow street trees whose crowns are obscured by buildings. Lidar avoids this because it captures height and therefore (3), at ten times the (4).

Word Bank:

register, volume, undercounts, cost, overstates, expense, registration, height

Correct Answers: 1register, 2undercounts, 3volume, 4cost

Reasoning:

• Blank 1: A (register) = Grammar → After "can" (modal verb), a base verb is needed. "Register" is the correct base form. "Registration" is a noun and does not fit grammatically.
• Blank 2: B (undercounts) = Meaning → The sentence describes a systematic flaw in aerial imagery. "Undercounts" means fails to count everything, fitting the idea that narrow street trees are missed. "Overstates" is grammatically correct but contradicts the meaning.
• Blank 3: C (volume) = Meaning → Lidar captures height and therefore "volume" (three-dimensional space). "Height" is already used in the sentence and is not the logical complement to "height".
• Blank 4: D (cost) = Collocation → "Ten times the cost" is a fixed phrase. "Ten times the expense" is not a standard collocation, even though both words have similar meanings.

Sample 4: Professional Astronomers

Passage:

Professional astronomers, (1)______ their amateur counterparts, have no particular interest in the aesthetic quality of their photographs. What (2)______ to them is the contribution their images can (3)______ to research, and to the (4)______ of data scientists in their field (5)______ for research purposes.

Word Bank:

make, equipped, unlike, matters, use, collection, put, concerns

Correct Answers: 1 unlike, 2matters, 3make, 4collection, 5use

Reasoning:

• Blank 1: C (unlike) = Grammar + Meaning → The blank introduces a contrast between professional astronomers and amateurs. "Unlike" is the correct preposition for comparison. "Equipped" does not fit grammatically or semantically.
• Blank 2: B (matters) = Grammar + Meaning → The blank is the main verb of the clause "What ___ to them." "Matters" means is important. "Concerns" could work but "What concerns to them" is grammatically awkward.
• Blank 3: A (make) = Collocation → "Make a contribution" is the standard phrase. "Put a contribution" and "use a contribution" are not standard collocations.
• Blank 4: D (collection) = Meaning → "Collection of data" is a standard academic phrase. "Use of data" could work but "collection of data scientists" is the intended meaning (the body of data that scientists collect).
• Blank 5: E (use) = Grammar + Meaning → The blank follows "field" and precedes "for research purposes." "Use for research purposes" is the standard phrase. The word bank contains "use" as both noun and verb—here it fits as the noun referring to the data scientists' use of the images.

Sample 5: University Science Funding

Passage:

The closures have been blamed on a (1)______ in student applications, but money is a (2): chemistry degrees are expensive to provide — compared with English, for example — and some scientists say that the way the government concentrates research (3) on a small number of top departments, such as Bristol, increases the (4)______.

Word Bank:

profit, risk, motivate, fall, rise, funding, factor

Correct Answers: 1 fall, 2factor, 3funding, 4risk

Reasoning:

• Blank 1: D (fall) = Meaning → The sentence describes a reason for closures. "Fall in student applications" means a decrease, which explains the closures. "Rise" would contradict the logic (more students = fewer closures).
• Blank 2: A (factor) = Collocation → "Money is a factor" is a standard phrase meaning money is an important consideration. "Profit" does not fit the academic context.
• Blank 3: C (funding) = Collocation → "Research funding" is the standard phrase for money allocated to research. "Profit" and "risk" do not collocate with "research" in this context.
• Blank 4: B (risk) = Meaning → Concentrating funding on a few departments "increases the risk" (of closures at other departments). "Fall" and "rise" are already used and do not fit the grammatical structure.

PTE Reading: Fill in the Blanks (Drag and Drop) – 10 New Practice Sets

Instructions: Choose the correct words from the Word Bank to complete each passage. Each word should fit the meaning and grammar of the sentence.

Set 1: The Impact of Technology

The rapid development of technology has led to a (1)______ in online learning opportunities. However, access to reliable internet remains a major (2)______ in rural areas. Governments are increasing their (3)______ in digital infrastructure to reduce this gap and (4)______ students to participate in online education.

Word Bank:

barrier, decline, encourage, investment, increase, profit, prevent

Correct Answers: 1 increase, 2 barrier, 3 investment, 4 encourage

Set 2: Climate Change and Agriculture

Climate change has become a significant (1)______ affecting agricultural production worldwide. Rising temperatures and irregular rainfall can (2)______ crop yields and threaten food security. Farmers are therefore adopting new techniques to (3)______ their crops from extreme weather and improve their (4)______.

Word Bank:

protect, factor, reduce, income, damage, influence, efficiency

Correct Answers: 1 factor, 2 reduce, 3 protect, 4 income

Set 3: The Importance of Reading

Regular reading can have a positive (1)______ on a student's language development. It helps learners (2)______ their vocabulary and understand complex ideas. Students who read regularly are also more likely to develop strong analytical (3), which can contribute to academic (4).

Word Bank:

skills, increase, success, impact, failure, decrease, ability

Correct Answers: 1 impact, 2 increase, 3 skills, 4 success

Set 4: Urban Transportation

Many cities are investing in public transportation to reduce traffic (1). An efficient transport system can (2) the time people spend travelling and lower air pollution. However, the success of such projects often (3)______ on proper planning and sufficient financial (4)______.

Word Bank:

depends, congestion, resources, increase, reduces, pollution, investment

Correct Answers: 1 congestion, 2 reduce, 3 depends, 4 resources

Set 5: The Growth of Renewable Energy

Renewable energy sources, such as solar and wind power, are becoming increasingly (1)______ around the world. Their growing use can reduce dependence on fossil fuels and help (2)______ greenhouse gas emissions. Nevertheless, the initial (3)______ of installing renewable energy systems can be high, creating a financial (4)______ for some households.

Word Bank:

affordable, challenge, cost, increase, reduce, advantage, demand

Correct Answers: 1 popular, 2 reduce, 3 cost, 4 challenge

Set 6: Workplace Communication

Effective communication is an essential (1)______ of a successful workplace. Employees who share information clearly can avoid misunderstandings and improve team (2). Managers should also (3) employees to express their ideas and provide constructive (4)______ when necessary.

Word Bank:

feedback, encourage, cooperation, element, criticism, prevent, competition

Correct Answers: 1 element, 2 cooperation, 3 encourage, 4 feedback

Set 7: The Benefits of Exercise

Regular physical activity can (1)______ overall health and reduce the risk of several diseases. Exercise also helps people manage stress and maintain a healthy body (2). However, individuals should choose activities that are suitable for their fitness levels and (3) their exercise routines gradually to avoid (4)______.

Word Bank:

improve, balance, increase, injury, weight, prevent, develop

Correct Answers: 1 improve, 2 weight, 3 increase, 4 injury

Set 8: Protecting Wildlife

Habitat destruction is one of the major (1)______ to wildlife populations. When forests are cleared, many animals lose their natural homes and struggle to (2)______ food. Conservation programmes aim to (3)______ endangered species and preserve biodiversity for future (4)______.

Word Bank:

generations, survive, threats, protect, destroy, resources, opportunities

Correct Answers: 1 threats, 2 find, 3 protect, 4 generations

Set 9: The Role of Scientific Research

Scientific research plays a crucial role in the (1)______ of new medicines and technologies. Researchers collect evidence, test ideas, and (2)______ their findings with other experts. This process helps scientists identify errors and (3)______ the reliability of their conclusions, although further studies may be (4)______ before a discovery is widely accepted.

Word Bank:

development, necessary, improve, share, publish, prevent, conclusion

Correct Answers: 1 development, 2 share, 3 improve, 4 necessary

Set 10: Tourism and Local Communities

Tourism can make a significant (1)______ to the economy of a local community. Visitors spend money on accommodation, food, and transport, creating employment (2). However, excessive tourism may place pressure on local resources and (3) environmental damage. Sustainable tourism aims to balance economic growth with the need to (4)______ natural and cultural heritage.

Word Bank:

opportunities, preserve, contribution, cause, prevent, benefit, increase

Correct Answers: 1 contribution, 2 opportunities, 3 cause, 4 preserve

Set 11: The Importance of Sleep

Getting enough sleep is essential for maintaining good physical and mental health. A lack of sleep can (1)______ concentration and make it difficult to complete daily tasks. Research suggests that regular sleep patterns can (2)______ memory and improve learning. People should avoid excessive caffeine before bedtime because it may (3)______ their ability to fall asleep. Establishing a relaxing evening routine is therefore a useful (4)______.

Word Bank:

improve, reduce, disturb, strategy, increase, benefit, maintain

Correct Answers: 1 reduce, 2 improve, 3 disturb, 4 strategy

Set 12: Online Shopping

Online shopping has become increasingly popular because it allows consumers to purchase products without visiting physical stores. Customers can easily (1)______ prices across different websites before making a decision. However, they should carefully examine product descriptions and customer reviews to (2)______ poor-quality purchases. Secure payment systems also help (3)______ personal information. As a result, online shopping can offer both convenience and (4)______ when used responsibly.

Word Bank:

compare, protect, prevent, confidence, damage, convenience, ignore

Correct Answers: 1 compare, 2 avoid, 3 protect, 4 confidence

Set 13: Water Conservation

Fresh water is a limited resource, and its availability is becoming a serious concern in many regions. Population growth and industrial development have (1)______ the demand for clean water. To address this problem, communities must (2)______ unnecessary water consumption. Farmers can also adopt efficient irrigation methods to (3)______ water waste. These measures are important for ensuring a reliable water (4)______ in the future.

Word Bank:

increased, reduce, supply, expand, prevent, demand, shortage

Correct Answers: 1 increased, 2 reduce, 3 prevent, 4 supply

Set 14: Artificial Intelligence in Education

Artificial intelligence is changing the way students learn and teachers deliver lessons. Digital platforms can (1)______ learning materials according to individual needs. They can also provide immediate feedback, allowing students to (2)______ their mistakes quickly. Nevertheless, teachers remain important because they offer emotional support and help learners develop critical thinking (3). The effective use of technology requires a careful (4) between digital tools and human interaction.

Word Bank:

balance, identify, skills, personalize, replace, connection, comparison

Correct Answers: 1 personalize, 2 identify, 3 skills, 4 balance

Set 15: The Benefits of Volunteering

Volunteering provides individuals with opportunities to support their communities and develop valuable personal skills. Volunteers often (1)______ in activities such as environmental clean-ups, fundraising, and educational programmes. These experiences can strengthen teamwork and improve communication. Volunteering may also (2)______ people to understand the challenges faced by disadvantaged groups. By contributing their time and abilities, volunteers can make a positive (3)______ on society while gaining a sense of (4)______.

Word Bank:

participate, inspire, impact, achievement, ignore, pressure, competition

Correct Answers: 1 participate, 2 inspire, 3 impact, 4 achievement

Set 16: Managing Personal Finances

Managing personal finances requires careful planning and responsible decision-making. People should (1)______ their monthly income and expenses to understand their spending habits. Setting aside a portion of income regularly can help them build emergency (2). It is also important to avoid unnecessary borrowing because high interest rates may (3) financial difficulties. A realistic budget can therefore provide greater financial (4)______.

Word Bank:

track, savings, create, security, increase, ignore, pressure

Correct Answers: 1 track, 2 savings, 3 create, 4 security

Set 17: The Effects of Social Media

Social media has transformed the way people communicate and exchange information. Users can quickly (1)______ news, photographs, and personal experiences with a large audience. However, false information can spread rapidly when people share content without checking its accuracy. Users should therefore (2)______ the reliability of information before accepting it as fact. Responsible online behaviour can help (3)______ the spread of misleading content and promote a more informed (4)______.

Word Bank:

verify, community, share, reduce, increase, publish, audience

Correct Answers: 1 share, 2 verify, 3 reduce, 4 community

Set 18: Sustainable Business Practices

Many businesses are adopting sustainable practices to reduce their environmental impact. Companies may use renewable energy, reduce packaging, and recycle materials to (1)______ waste. These actions can also improve their public (2)______ and attract environmentally conscious customers. Although some changes require an initial investment, they may generate long-term (3). Businesses that take environmental responsibility seriously can contribute to a more sustainable (4).

Word Bank:

reduce, reputation, benefits, economy, increase, damage, responsibility

Correct Answers: 1 reduce, 2 reputation, 3 benefits, 4 economy

Set 19: Learning a Foreign Language

Learning a foreign language requires regular practice, patience, and motivation. Students who listen to authentic conversations can gradually (1)______ their listening comprehension. Reading books and articles also exposes learners to new vocabulary and sentence structures. To develop speaking confidence, learners should (2)______ in conversations whenever possible. Making mistakes is a natural part of the process and should not (3)______ students from continuing their studies. Consistent practice usually leads to steady (4)______.

Word Bank:

improve, progress, discourage, participate, prevent, knowledge, increase

Correct Answers: 1 improve, 2 participate, 3 discourage, 4 progress

Set 20: Public Health Awareness

Public health campaigns help communities understand how to prevent diseases and maintain healthy lifestyles. They provide information about nutrition, exercise, vaccination, and personal hygiene. Such campaigns can (1)______ awareness of important health issues and encourage people to seek medical advice when necessary. Early diagnosis often improves treatment (2). Governments and healthcare organisations should also (3) accurate information to the public. These efforts can help (4)______ the overall burden of preventable diseases.

Word Bank:

increase, outcomes, provide, reduce, ignore, prevent, awareness

Correct Answers: 1 increase, 2 outcomes, 3 provide, 4 reduce

Set 21: The Future of Electric Vehicles

Electric vehicles are gaining popularity as countries seek to reduce carbon emissions from transportation. Unlike conventional cars, many electric vehicles produce no exhaust emissions while being driven. However, wider adoption depends on the (1)______ of charging stations and the affordability of vehicles. Governments are offering incentives to (2)______ consumers to consider electric alternatives. Improvements in battery technology may also (3)______ driving range and reduce charging time. These developments could (4)______ the transition towards cleaner transportation.

Word Bank:

availability, encourage, extend, accelerate, discourage, consumption, prevent

Correct Answers: 1 availability, 2 encourage, 3 extend, 4 accelerate

Set 22: Cultural Heritage and Tourism

Cultural heritage includes historic buildings, traditional practices, languages, and artistic expressions passed down through generations. Tourism can help (1)______ awareness of this heritage and provide financial support for its preservation. However, poorly managed tourism may damage historical sites and weaken local traditions. Authorities should therefore (2)______ clear guidelines for visitors and tourism businesses. Local communities must also be actively (3)______ in decisions affecting their cultural resources. Such cooperation can help (4)______ heritage for future generations.

Word Bank:

raise, establish, involved, preserve, destroy, increase, separated

Correct Answers: 1 raise, 2 establish, 3 involved, 4 preserve

Set 23: Remote Work and Productivity

Remote work has become a common arrangement in many industries. It allows employees to work from home and may reduce commuting time. However, remote workers need effective communication systems to (1)______ connected with their colleagues. Clear goals and realistic deadlines can also help them (2)______ productivity. Employers should recognise that working from home may create difficulties in separating professional responsibilities from personal life. Establishing regular working hours can help employees maintain a healthy (3)______ between work and personal activities. This approach may improve both job satisfaction and overall (4)______.

Word Bank:

stay, maintain, balance, well-being, disconnect, increase, pressure

Correct Answers: 1 stay, 2 maintain, 3 balance, 4 well-being

Set 24: Biodiversity and Ecosystems

Biodiversity refers to the variety of living organisms found in an environment. Healthy ecosystems depend on interactions among plants, animals, and microorganisms. When a species disappears, it can (1)______ the balance of the entire ecosystem. Protecting natural habitats is therefore essential for maintaining ecological (2). Conservationists also work to (3) public awareness about endangered species and the threats they face. Effective environmental policies can help (4)______ biodiversity loss and protect natural resources.

Word Bank:

disrupt, stability, raise, prevent, encourage, balance, increase

Correct Answers: 1 disrupt, 2 stability, 3 raise, 4 prevent

Set 25: Scientific Discoveries and Innovation

Scientific discoveries often begin with questions about how the natural world works. Researchers conduct experiments, collect data, and analyse results to (1)______ their hypotheses. When the evidence supports a new idea, scientists may publish their findings for other researchers to examine. This process allows the scientific community to (2)______ the reliability of new claims. Innovation also depends on the ability to (3)______ existing knowledge to practical problems. Continued research can therefore lead to technological (4)______ that improve people's lives.

Word Bank:

test, evaluate, apply, advances, ignore, prevent, discoveries

Correct Answers: 1 test, 2 evaluate, 3 apply, 4 advances

Set 26: The Importance of Critical Thinking

Critical thinking enables people to analyse information and make well-informed decisions. Instead of accepting every claim immediately, individuals should (1)______ the evidence supporting it. They should also distinguish between facts and personal opinions. Considering different perspectives can help people (2)______ a more balanced understanding of complex issues. In academic and professional settings, these skills are valuable because they encourage logical reasoning and reduce the risk of (3)______ conclusions. Developing critical thinking requires regular practice and an (4)______ mind.

Word Bank:

examine, develop, inaccurate, open, avoid, narrow, establish

Correct Answers: 1 examine, 2 develop, 3 inaccurate, 4 open

Set 27: Food Waste and Sustainability

Food waste is a major environmental and economic problem. Large quantities of edible food are discarded by households, supermarkets, and restaurants every year. Planning meals carefully can help consumers (1)______ unnecessary purchases and use ingredients more efficiently. Businesses can also donate surplus food to organisations that support people in need. These actions reduce waste and provide social (2). Governments can encourage responsible food management through public education and suitable (3). By working together, communities can (4)______ the amount of food sent to landfills.

Word Bank:

avoid, benefits, policies, reduce, increase, damage, consumption

Correct Answers: 1 avoid, 2 benefits, 3 policies, 4 reduce

Set 28: Financial Technology

Financial technology has changed how individuals and businesses manage money. Mobile banking applications allow customers to transfer funds, pay bills, and monitor transactions conveniently. These services can improve financial (1)______ for people who have limited access to traditional banks. However, users must protect their passwords and personal information to reduce the risk of online (2). Financial institutions are investing in security systems to (3) suspicious activities. When used carefully, digital financial services can make money management more (4)______.

Word Bank:

inclusion, fraud, detect, efficient, expensive, ignore, prevent

Correct Answers: 1 inclusion, 2 fraud, 3 detect, 4 efficient

Set 29: Lifelong Learning

Lifelong learning involves continuously developing knowledge and skills throughout life. As industries change, workers may need to learn new technologies and adapt to different responsibilities. Professional training can help employees (1)______ their existing abilities and remain competitive. Online courses have made education more (2)______ for people with different schedules and financial circumstances. However, learners must remain motivated and manage their time effectively. A willingness to learn can improve career (3)______ and support personal (4)______.

Word Bank:

strengthen, accessible, opportunities, development, restrict, pressure, prevent

Correct Answers: 1 strengthen, 2 accessible, 3 opportunities, 4 development

Set 30: Urban Green Spaces

Urban green spaces, including parks and community gardens, provide important benefits to city residents. They offer places for exercise, relaxation, and social interaction. Trees can also absorb carbon dioxide and help (1)______ urban temperatures during hot weather. Green spaces may improve mental well-being by providing a peaceful environment away from traffic and noise. City planners should (2)______ these areas when designing new neighbourhoods. Ensuring fair access to parks can promote social (3)______ and improve residents' quality of (4)______.

Word Bank:

lower, preserve, equality, life, increase, remove, competition

Correct Answers: 1 lower, 2 preserve, 3 equality, 4 life